The Old Age Pension (OAP) program, established in the Colorado State Constitution in 1937, provides financial assistance to eligible individuals aged 60 years and older.
Eligibility and the benefit amount are based upon the individual’s income and resources.
For more information about the Old Age Pension program, please see below or call our office at 303-688-4825.
There are several ways to apply. After you have applied, we will contact you for a required interview.
Electronically:
By phone:
Paper:
In order to potentially be eligible for OAP, the applicant must:
This is not a complete list of eligibility requirements, income, or resources/assets.
The OAP program requires that eligibility be reviewed annually. You will be mailed a packet or notified by PEAK that it is time for you to complete your application through their site. If an interview is required, we will contact you to complete your interview.
You must complete, sign, and return the redetermination by the date listed on the paperwork.
You can turn in your redetermination by one of the following methods:
Verification of current income, resources, or other items may be required at redetermination.
You will be mailed a notice or notified to check your PEAK account for the status of the redetermination once it has been completed.
Changes
There are several ways to report changes.
Electronically:
By phone:
By mail or in office:
Questions
If you have questions about your case, you can:
Old Age Pension benefits are issued on an Electronic Benefits Transfer (EBT) card. It looks like a bank card and can be used at any authorized store that has the EBT or Quest Card logo.
You can pick up an EBT card at our office Monday through Friday between the hours of 8:00am and 4:30pm. Our address is 4400 Castleton Court, Castle Rock, CO 80109. Or, your EBT card can be mailed to the address you have on file. You can call our office with additional questions, 303-688-4825.
Benefits are deposited into the EBT account on the same day each month, even it if falls on a weekend or holiday. A personal identification number (PIN) is required to access benefits on the EBT account. The PIN is set by the cardholder and is what keeps the benefits safe. The EBT card does not have an expiration date.
Checking your balance
The easiest way to know your account balance is to keep your receipts. If you don’t have your receipts, you may check your balance via the Cardholder Portal or by calling EBT Customer Service at 1-888-328-2656 (1-888-328-2656 – TTY).
Lost or Stolen Card
If your EBT card is lost, stolen or damaged, call EBT Customer Service at 1.888.328.2656 (1.800.659.2656 — TTY) to report it and order a new card. This is an automated number that will request your 16-digit card number; if you do not have the card number, hold on the line for additional options. Save the EBT Customer Service number to your phone contacts, as it can be useful in the future if you need to order a replacement and check your balance.
If you misplaced your EBT card and want time to look for it, you can freeze your EBT to prevent new purchases, PIN changes and ATM transactions. You can freeze and unfreeze your card at any time by:
If you cannot locate the card:
Reset PIN
Prohibited Use
Your Colorado EBT card can be used for purchasing groceries and withdrawing cash from ATMs, but there are several types of places where EBT card usage is strictly prohibited. Click here for more information.
Withdrawing Cash from the Card
Cash can be used at any authorized retailer to make a purchase, get cash back with a purchase or to withdraw funds from an ATM with the EBT or Quest logo. There is a 32-cent fee each time you withdraw cash from an ATM; any additional ATM surcharge may apply.
Some retailers may allow cash withdrawals by going to the customer service desk.
Cash Assistance Direct Deposit
You can have your cash assistance direct deposited into your bank account, please use the Direct Deposit form to enroll.
If you wish to stop having your cash assistance deposited into an account or need to change it to a different account, you will need to complete the Client Direct Deposit form.
KeyBank Prepaid Debit Card
If you would like to have your cash assistance deposited onto a KeyBank debit card, review and complete the Client KeyBank Enrollment form.
For questions on managing the KeyBank debit card account, please contact Key2Benefits Customer Support directly (you cannot go into a KeyBank branch for assistance). More information is available in English or Spanish.
Protecting your EBT Benefits
Are you traveling out of state with a Colorado EBT card? To ensure that Colorado EBT cardholders do not lose benefits due to card cloning, Colorado may block transactions in cities/states where fraud has taken place. Go to Colorado EBT for more information about which cities/states are being blocked. If the city/state you are traveling to is blocked, please call 1-800-536-5298 before you leave. The Colorado EBT program can help unblock your card for use.
How can you protect yourself?
Did you know
You can now “freeze” your EBT card status to stop new purchases or PIN changes simply by logging into the ebtEDGE mobile app from your smartphone, or by logging into the Cardholder Portal. A “Protect My Account” feature for EBT cardholders has also been implemented. This will allow you to set up restrictions to protect your EBT benefits such as blocking out-of-state and/or internet transactions.
If you are concerned or believe your card may be at-risk, change your PIN immediately. If you still have concerns, please call 1-888-328-2656 or visit your local county office to report your card stolen.
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